Uninsured and underinsured automobile insurance protects drivers when the other driver does not have automobile insurance coverage or not enough automobile insurance coverage.
Georgia law requires all insurance carriers offer uninsured and underinsured motorist coverage with their policies. Unless you reject this type of insurance coverage in writing, you probably have, at the very least, minimum uninsured or underinsured driver coverage on your policy.
Uninsured and underinsured driver insurance coverage pays for your injuries and property damage when you are involved in an accident with a driver who is at fault and has no, or the minimum liability insurance coverage.
If you are involved in a car accident, you must obtain insurance information from the other driver and give that information to your insurance company. If the other driver has no insurance or is underinsured, your insurance company usually requires a signed statement from the other driver stating they have no insurance or what their coverage limits are.
Your insurance company may not compensate you to the amount you are entitled to. You need an experienced automobile accident attorney in uninsured and underinsured claims to protect your legal rights and make certain you get the compensation you deserve.
If you live in Atlanta, Georgia or the surrounding area and you were involved in an automobile accident with an uninsured or underinsured driver, please contact an experienced automobile accident attorney at Robbins Law, PC today to schedule a confidential consultation at no cost to you.